Business

Stablecoins accelerate as viable solution for global remote payroll

Sunday, 19 October 2025 4:06AM UTC

As remote work becomes mainstream, stablecoins are emerging as a disruptive solution for international payroll, offering speed, cost savings, and stability amid regulatory challenges.

As remote work becomes the new norm, businesses are turning to innovative solutions to streamline their payroll processes and stay competitive in a global talent market. Among these solutions, stablecoins have emerged as a promising option for managing international employee compensation. These digital currencies, pegged to stable assets, offer a way to cut down on the volatility typically associated with cryptocurrencies, making them attractive for payroll systems.

Stablecoins like USDC provide a level of predictability that is crucial for both employers and employees. Because they are pegged to stable assets, they eliminate the risk of sudden value swings, allowing workers to know exactly what they will be paid. This stability is especially valuable in regions plagued by high inflation, where traditional currencies can lose purchasing power rapidly. According to industry discussions, the ability of stablecoins to maintain value continuity allows companies to offer compensation that workers can rely on, reducing financial uncertainty.

The speed at which stablecoin transactions occur is another compelling advantage. Unlike conventional international bank transfers that can take days, stablecoin payments are processed almost instantly, no matter where the recipient is located. This rapid payment capability not only accelerates payroll cycles but also helps companies remain agile in managing dispersed teams worldwide. Faster transactions also lead to enhanced cash flow optimisation, which is particularly beneficial for businesses juggling global operations and varying time zones.

Cost efficiency is a major driver behind the adoption of stablecoin payroll systems. International wire transfers often incur hefty fees, but stablecoin transactions tend to be far less expensive. Some reports suggest that companies leveraging blockchain payroll can see a reduction of around 3-5% in overall payroll costs. For smaller businesses and non-governmental organisations managing tight budgets, this can result in substantial savings while still adhering to applicable regulations.

However, implementing stablecoin payroll is not without challenges. One significant hurdle is regulatory compliance. Cryptocurrencies, including stablecoins, are subject to evolving legal frameworks that differ widely by jurisdiction. In Europe, for example, small and medium enterprises must navigate the Markets in Crypto-Assets Regulation (MiCA), which mandates that stablecoins be backed by an equivalent amount of liquid cash to ensure stability and security. In the United States, compliance with IRS regulations requires employers to accurately determine the fair market value of stablecoin payments at the time of transfer and to fulfill associated reporting obligations like issuing Form W-2 and Form 1099-NEC. Failure to meet these regulatory requirements can expose companies to legal and financial risks, highlighting the need for robust internal controls and sophisticated compliance tools.

Another practical challenge lies in integrating stablecoin payments with existing payroll and accounting systems. Most current payroll software is not designed to handle cryptocurrencies, pushing businesses to develop custom solutions or invest in specialised technology. Overcoming these operational hurdles is essential to reap the benefits of stablecoins without creating complications in financial reporting or tax compliance.

The intersection of corporate governance and cryptocurrency decentralisation adds further complexity. While decentralisation is a core principle of blockchain technology, many companies seek a balanced approach by incorporating centralised corporate governance models alongside decentralised frameworks such as Decentralised Autonomous Organisations (DAOs). Achieving this balance is key to maintaining user trust and ensuring stable governance in the rapidly evolving digital currency landscape.

The appeal of stablecoins extends across demographic lines but is particularly strong among younger generations. Surveys indicate that 75% of Generation Z workers are open to receiving salaries in stablecoins, valuing innovations that reflect their tech-savvy nature and preference for efficient financial tools. This generational trend indicates that using stablecoins in payroll could become increasingly commonplace, especially among remote and international teams.

For global NGOs and companies with diverse, dispersed workforces, stablecoins offer additional benefits beyond cost and speed. Enhanced transparency and accountability are important factors, as blockchain-based payments provide clear, tamper-proof records that simplify compliance and reporting. This transparency is vital in maintaining donor trust for NGOs and ensures funds are allocated as intended.

In summary, while stablecoins present a compelling opportunity to revolutionise global payroll systems by reducing currency volatility, accelerating payments, and lowering costs, companies must carefully navigate regulatory landscapes and address technological integration challenges. With proper governance frameworks and compliance measures in place, stablecoins have the potential to reshape how businesses manage pay for their increasingly remote and international workforces.

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Source: Noah Wire Services

More on this

https://www.onesafe.io/blog/stablecoins-global-payroll-revolution - Please view link - unable to able to access data
https://bitwage.com/en-us/blog/harnessing-stablecoins-in-payroll - This article discusses how stablecoins can mitigate currency volatility in international payments. It highlights that stablecoins, being pegged 1:1 to fiat currencies, provide a reliable and predictable form of compensation, eliminating the uncertainties associated with traditional currency fluctuations. The piece also emphasizes the benefits of using stablecoins for employee compensation, including faster, more secure, and globally accessible payments, which are particularly advantageous for remote teams operating across different countries.
https://www.theaccountantquits.com/articles/why-more-companies-are-turning-to-stablecoin-payroll - This article explores the growing adoption of stablecoin payroll systems by companies. It outlines key advantages such as cost savings, with companies saving an average of 3-5% on payroll costs, and speed, with transactions completed in minutes regardless of the recipient's location. The piece also highlights transparency, noting that 62% of companies using blockchain payroll have fewer discrepancies, and the ability to hedge against currency volatility, which is beneficial for international workers.
https://www.muralpay.com/blog/advantages-of-adopting-stablecoin-payroll-systems-for-global-ngos - This article examines the benefits of stablecoin payroll systems for global NGOs. It discusses how stablecoins can reduce transaction costs and fees, facilitate efficient cross-border transactions, and mitigate currency volatility. The piece also highlights the advantages of enhanced transparency and accountability, as well as simplifying compliance and reporting, which are crucial for maintaining donor trust and ensuring funds are allocated as intended.
https://tr.okx.com/en/learn/stablecoins-salaries-crypto-payroll - This article outlines the key benefits of stablecoin payroll, including inflation protection, faster cross-border payments, programmability for decentralized finance (DeFi), and cost efficiency. It also discusses generational differences in stablecoin adoption, noting that Generation Z leads the charge, with 75% expressing willingness to receive salaries in stablecoins. The piece highlights why younger generations prefer stablecoins, citing factors such as tech savviness, financial planning, and demand for innovation.
https://tax.thomsonreuters.com/news/stablecoin-payroll-gains-momentum-but-irs-rules-pose-compliance-challenges - This article addresses the compliance challenges associated with stablecoin payroll systems, particularly concerning IRS regulations. It discusses the need for employers to determine the fair market value of stablecoin payments at the time of transfer and outlines reporting obligations, including the issuance of Form W-2 for employees and Form 1099-NEC for contractors. The piece also highlights the importance of internal controls and enterprise-grade tools to ensure compliance and mitigate legal liabilities.
https://stablecoininsider.com/stablecoin-as-payroll/ - This article explores the real-world applications of stablecoins in payroll systems, focusing on remote tech teams. It emphasizes the advantages of instantaneous payment processing, optimizing operational cash flow, and improving employee satisfaction with prompt payments. The piece also discusses how stablecoin payroll can enhance liquidity management and streamline financial operations for businesses with global teams.

Noah Fact Check Pro

The draft above was created using the information available at the time the story first emerged. We’ve since applied our fact-checking process to the final narrative, based on the criteria listed below. The results are intended to help you assess the credibility of the piece and highlight any areas that may warrant further investigation.

Freshness check

Score: 8

Notes: The narrative was published on October 19, 2025, and includes a reference to a report from October 1, 2025, indicating recent developments. However, similar discussions about stablecoins in payroll have appeared in sources from June 2025, suggesting that the core content may be recycled. ([coindesk.com](https://www.coindesk.com/tech/2025/06/26/rain-toku-debut-stablecoin-payrolls-for-workers-in-over-100-countries?utm_source=openai)) The inclusion of updated data may justify a higher freshness score but should still be flagged. ([prnewswire.com](https://www.prnewswire.com/news-releases/easystaff-data-reveals-6-8O-growth-in-payroll-use-of-stablecoins-302572276.html?utm_source=openai)) Additionally, the article includes a reference map with links to other sources, which may indicate a reliance on existing content.

Quotes check

Score: 7

Notes: The article does not contain direct quotes. However, it references data from a report published on October 1, 2025, suggesting that the information is recent. ([prnewswire.com](https://www.prnewswire.com/news-releases/easystaff-data-reveals-6-8O-growth-in-payroll-use-of-stablecoins-302572276.html?utm_source=openai)) The absence of direct quotes may indicate a lack of original reporting.

Source reliability

Score: 6

Notes: The narrative originates from OneSafe, a company offering global transaction services. While the company has a public presence, its reputation as a news source is not well-established. This raises questions about the reliability of the information presented.

Plausability check

Score: 8

Notes: The claims about the benefits of stablecoins in payroll, such as reducing volatility and speeding up international payments, are plausible and align with industry discussions. However, the article does not provide specific examples or detailed evidence to support these claims, which diminishes their credibility. The lack of supporting detail from other reputable outlets is a concern.

Overall assessment

Verdict (FAIL, OPEN, PASS): FAIL

Confidence (LOW, MEDIUM, HIGH): MEDIUM

Summary: The narrative presents plausible claims about the benefits of stablecoins in payroll systems but lacks original reporting and relies on recycled content from other sources. The source's reliability is questionable due to its limited reputation as a news outlet. The absence of direct quotes and specific supporting details further diminishes the credibility of the information presented.

Stablecoins
Remote work
Payroll innovation