Ghana is positioning itself at the forefront of Africa's digital future with an ambitious and comprehensive agenda for digital transformation, unveiled at the Africa Tech Festival 2025 in Cape Town by the Minister for Communications, Digital Technology and Innovation, Samuel Nartey George. Anchored on robust policy reforms, infrastructural expansion, and bolstering local innovation, the government aims to stimulate a resilient digital economy that empowers Ghanaian creators and technologists across multiple sectors.

Central to this vision is the forthcoming Innovation and Startup Fund, which Minister George revealed is nearing legislative completion. Seeded with an initial US$50 million, this fund is designed to support a wide array of innovators throughout Ghana, transcending the dominant fintech focus to create a more diversified technology-driven economy. Recognising the challenge local tech startups face in securing adequate financing, often due to traditional financial institutions' limited understanding of their capital needs, the government is calling for enhanced angel investment networks and venture capital participation to enable innovations originating within Africa to scale globally. “The solutions to Africa’s challenges will not come from Silicon Valley,” Minister George stated, emphasising the necessity of homegrown innovation.

Agriculture, a key sector for Ghana, features prominently in the government's digital agenda. Efforts are underway to develop large language models (LLMs) and voice-activated artificial intelligence (AI) tools tailored in local farming languages to assist farmers with crop advisory services, weather alerts, and precision farming, tools specifically designed for farmers who cannot read or write in English or even their own local dialects. Collaborations with institutions like the Kwame Nkrumah University of Science and Technology (KNUST) support these initiatives. The government is additionally encouraging Agritech innovations aimed at enhancing food processing and preservation, critical to reducing significant post-harvest losses and stabilising food security during lean seasons.

The expansion of broadband infrastructure is another high priority, with plans to deploy five million fibre-to-the-home (FTTH) connections over the next three years, encompassing rural areas to ensure inclusive digital development nationwide. However, Minister George cautioned that merely increasing coverage is insufficient if affordability barriers are not addressed, warning that high data prices often mirror urban income levels and may perpetuate inequality in rural communities.

Complementing these infrastructure and innovation efforts, Ghana is preparing to submit an updated National AI Strategy to Cabinet, targeting sectors such as agriculture, healthcare, education technology, financial inclusion, and government digital services. The government also plans to enhance the ghana.gov platform to facilitate seamless access to over 16,000 public services, promoting efficient governance and citizen engagement.

MTN Ghana is a pivotal private sector player complementing government ambitions. The company’s Chief Digital Officer, Ibrahim Misto, outlined MTN's vision to transition from a traditional telecom provider to a comprehensive digital lifestyle partner, offering AI-powered services tailored to households and small and medium-sized enterprises (SMEs). MTN aims to democratise AI by delivering accessible, localized tools, boosting productivity and decision-making for citizens and businesses alike. The company’s strategy includes accelerating home connectivity and providing unified digital services, ranging from home security to entertainment and gaming, with plans to roll out simplified digital products that improve everyday life. This accords with MTN's broader pan-African expansion of AI initiatives, evidenced by partnerships like the 'One Million Coders Program' launched jointly with the Ghanaian government to equip youth with skills in AI, coding, and digital technologies.

The strong performance of MTN Ghana mirrors this enthusiasm, with the company reporting a 35.9% rise in service revenue for the first nine months of 2025, aided by lower inflation and stable exchange rates. These financial results support MTN’s continued investments in AI and digital inclusion, including plans to expand initiatives across Africa in collaboration with global technology firms.

Despite these advancements, challenges persist. Sylvia Owusu-Ankomah, Chief Executive Officer of the Ghana Chamber of Telecommunications, highlighted that while network coverage now exceeds 90 percent, affordability remains a serious barrier to digital inclusion. High device costs and limited access to online services continue to exclude many. She urged stronger tax incentives for affordable smartphones and emphasised the need for homegrown payment systems to reduce dependence on Western-controlled platforms like SWIFT. Her call for thoughtful, inclusive policy reviews to avoid regulatory gaps stresses the delicate balance needed to foster sustainable industry growth over the coming years.

Owusu-Ankomah also praised the government's recently approved Duct Policy, mandating fibre ducts in new road projects, a significant step toward reducing infrastructure disruptions and enhancing network reliability. She underlined the importance of public-private partnerships, reduced industry-specific taxes, and forward-thinking, stable policies as essential ingredients for realising Ghana's potential as a digital hub for Africa.

Overall, Ghana's multi-faceted approach, fusing government-led policy reforms, infrastructure development, local AI innovation, private sector engagement, and strategic capacity-building, positions the country to lead Africa's next wave of digital transformation. As Minister George noted, sustaining economic momentum through technology will require continued collaborations, deepened digital governance, and a firm commitment to inclusive and scalable innovation ecosystems. The vision for Ghana is not only growth but the establishment of a self-sufficient digital economy driven by African ingenuity and tailored to local needs.

📌 Reference Map:

  • [1] News Ghana – Paragraphs 1 to 9, 11 to 15
  • [2] MTN – Paragraphs 10, 12
  • [3] ISD Ghana – Paragraphs 1, 2
  • [4] Reuters – Paragraphs 10, 11
  • [5] Ministry of Communications Ghana – Paragraphs 2, 3
  • [6] Reuters – Paragraph 10
  • [7] Ministry of Communications Ghana – Paragraphs 4, 14

Source: Noah Wire Services