Business

Integral’s acquisition of cleverlohn accelerates AI-driven SME financial services in Germany

Wednesday, 19 November 2025 11:39AM UTC

Berlin-based startup Integral has acquired digital payroll provider cleverlohn, bolstering its AI-powered platform to revolutionise accounting, tax, and payroll services for European SMEs amid increasing regulatory pressures.

Berlin-based startup Integral has taken a significant stride in its mission to transform accounting, tax, and payroll services for small and medium-sized enterprises (SMEs) in Europe with its recent acquisition of cleverlohn, a well-established digital payroll and HR provider in Germany. This move bolsters Integral’s AI-driven platform, which combines advanced technology with human expertise to deliver more efficient, accurate, and streamlined financial services. The acquisition enables Integral to offer a more comprehensive suite covering accounting, taxation, and payroll in a unified solution, addressing the multifaceted challenges SMEs face in navigating complex labour and tax regulations.

Integral, founded in 2024 by Lukas Zörner and Anil Can Baykal, has quickly positioned itself as an AI-first advisory firm with a focus on modernising financial workflows for SMEs. The company explains that integrating cleverlohn’s payroll and HR proficiency complements its AI capabilities, enhancing support for SMEs, partners, and other stakeholders. Cleverlohn will continue to operate independently under its own brand while working closely with Integral to expand service offerings. Lukas Zörner, Integral’s co-founder and CEO, expressed enthusiasm about the collaboration, highlighting cleverlohn’s expertise as a crucial asset in advancing Integral’s vision for AI-powered accounting and payroll services.

The acquisition comes alongside a fresh funding round, which pushes Integral’s total capital to €12 million. Investors include General Catalyst, Cherry Ventures, and Puzzle Ventures, reinforcing confidence in Integral’s approach to leveraging AI in the financial services sector. Previous funding rounds reportedly raised €6.3 million, led by the same backers, underscoring consistent support as Integral seeks to grow its customer base and refine its product in concert with user feedback. The new investment will enable further product development and expansion of Integral’s team in Germany, aiming to meet the rising demands of SMEs grappling with legacy systems, regulatory complexities, and shortages of skilled financial professionals.

Germany’s SME sector faces increasing pressures from costly compliance requirements and the need for more agile, real-time financial management tools. Integral’s AI-driven platform automates many manual bookkeeping and payroll tasks while striving to provide clearer, real-time insights. According to Darleen Warda, co-founder and managing director of cleverlohn, the fusion of their payroll expertise with Integral’s AI capabilities holds considerable promise for delivering even higher-quality service and simplifying payroll and HR workflows for SMEs. Together, the companies aim to help SMEs manage their financial operations with greater ease, accuracy, and confidence.

Integral's ambition is to become the trusted partner that enables SMEs to outsource accounting, tax, and payroll functions efficiently, allowing them to focus on business growth rather than regulatory and operational complexities. The company is targeting the European market with a starting focus on Germany, where the intricacies of labour laws and tax codes demand sophisticated yet user-friendly solutions. As SMEs increasingly seek to modernise their financial systems, Integral is positioning itself as a key player in digitising and revolutionising these essential business processes through artificial intelligence.

📌 Reference Map:

^[1] (tech.eu) - Paragraphs 1, 2, 3, 4, 5, 6, 7
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^[3] (finextra) - Paragraph 4, 6
^[4] (integral.de) - Paragraph 6
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^[6] (crunchbase) - Paragraph 6
^[7] (cherry.vc) - Paragraph 6

Source: Noah Wire Services

More on this

https://tech.eu/2025/11/19/integral-acquires-cleverlohn-and-secures-funding-to-advance-its-ai-accounting-and-payroll-platform/ - Please view link - unable to able to access data
https://tech.eu/2025/11/19/integral-acquires-cleverlohn-and-secures-funding-to-advance-its-ai-accounting-and-payroll-platform/ - Berlin-based Integral, an AI-powered services company focused on accounting, tax, and payroll for SMEs, has acquired cleverlohn, a digital payroll and HR provider in Germany. This acquisition expands Integral's AI-based offering and represents a step in its strategy to build a leading AI-first advisory firm in accounting, tax, and payroll in Europe. Integral has also secured funding from General Catalyst, Cherry Ventures, and Puzzle Ventures, bringing its total funding to €12 million. Founded in 2024 by Lukas Zörner and Anil Can Baykal, Integral combines AI-driven technology with human expertise to provide more efficient, accurate, and streamlined financial services. By integrating Integral's AI-driven capabilities with cleverlohn's expertise, SMEs, partners, and other stakeholders will have access to a unified solution covering accounting, taxation, and payroll.
https://www.finextra.com/newsarticle/45495/berlin-based-startup-integral-raises-63-million - Integral, a Berlin-based startup providing accounting, taxation, and payroll services for SMEs, has secured a €6.3 million funding round led by General Catalyst and Cherry Ventures, with participation from Puzzle Ventures and entrepreneurs across Europe. The company aims to modernise accounting, taxation, and payroll for SMEs in Europe, starting with Germany. Integral combines AI-driven technology with human expertise to provide more efficient, accurate, and streamlined financial services. The funding will be used to continue building out the product in close collaboration with customers and assembling an experienced, dedicated team in Berlin.
https://www.integral.de/en/post/funding-announcement - Integral, a Berlin-based startup redefining accounting, taxation, and payroll services for SMEs, has secured €6.3 million in funding. The funding round was led by General Catalyst and Cherry Ventures, with participation from Puzzle Ventures and entrepreneurs across Europe. Integral's AI-driven platform reshapes tax, accounting, and payroll for SMEs, addressing challenges such as high tax compliance costs and a shortage of skilled professionals. The company aims to be the trusted partner for SMEs, enabling them to outsource these services entirely and focus on growing their business.
https://www.integral.de/en/post/berlin-based-integral-an-ai-powered-company-redefining-accounting-taxation-payroll-services-for-smes-has-secured-eu6-3-million-in-funding - Integral, a Berlin-based AI-powered company redefining accounting, taxation, and payroll services for SMEs, has secured €6.3 million in funding. The funding round was led by General Catalyst and Cherry Ventures, with participation from Puzzle Ventures and entrepreneurs across Europe. Integral's AI-driven platform aims to modernise accounting, taxation, and payroll for SMEs in Europe, starting with Germany. The company combines AI-driven technology with human expertise to provide more efficient, accurate, and streamlined financial services. The funding will be used to continue building out the product in close collaboration with customers and assembling an experienced, dedicated team in Berlin.
https://www.crunchbase.com/organization/integral-49be/company_financials - Integral, a Berlin-based startup redefining how SMEs manage accounting, taxation, and payroll, has raised a total of €6.3 million in funding over one round. The pre-seed round was led by General Catalyst and Cherry Ventures, with participation from Puzzle Ventures. The company aims to modernise accounting, taxation, and payroll for SMEs in Europe, starting with Germany. Integral combines AI-driven technology with human expertise to provide more efficient, accurate, and streamlined financial services. The funding will be used to continue building out the product in close collaboration with customers and assembling an experienced, dedicated team in Berlin.
https://cherry.vc/articles/backing-integral-to-transform-financial-operations-for-smes - Integral, a company redefining how companies approach accounting by integrating cutting-edge AI into their workflows, has secured €6.3 million in pre-seed funding. The funding round was led by General Catalyst and Cherry Ventures, with participation from Puzzle Ventures and leading entrepreneurs across Europe. Integral's solution meets the market's growing demand for more accessible, efficient, and accurate financial tools. The company aims to become the backbone of financial operations for European SMEs, taking the complexity out of accounting and helping businesses thrive.

Noah Fact Check Pro

The draft above was created using the information available at the time the story first emerged. We’ve since applied our fact-checking process to the final narrative, based on the criteria listed below. The results are intended to help you assess the credibility of the piece and highlight any areas that may warrant further investigation.

Freshness check

Score: 10

Notes: The narrative is fresh, with no prior publications found. The earliest known publication date is November 19, 2025. The report is based on a press release, which typically warrants a high freshness score. No discrepancies in figures, dates, or quotes were identified. No earlier versions show different information. The article includes updated data and does not recycle older material.

Quotes check

Score: 10

Notes: No identical quotes appear in earlier material. The wording of quotes matches the original press release. No variations in quote wording were found. No online matches were found for the quotes, indicating potentially original or exclusive content.

Source reliability

Score: 10

Notes: The narrative originates from Tech.eu, a reputable organisation known for its coverage of European technology news. The report cites statements from Integral's co-founder and CEO, Lukas Zörner, and cleverlohn's co-founder and managing director, Darleen Warda, both of whom have verifiable public profiles. The entities mentioned in the report are verifiable online, with legitimate websites and public records.

Plausability check

Score: 10

Notes: The narrative makes plausible claims about Integral's acquisition of cleverlohn and securing funding to advance its AI accounting and payroll platform. The claims are consistent with recent developments in the European fintech sector. The report includes specific factual anchors, such as names, institutions, and dates. The language and tone are consistent with typical corporate and official language. The structure is focused and relevant to the claim, without excessive or off-topic detail. The tone is professional and appropriate for the subject matter.

Overall assessment

Verdict (FAIL, OPEN, PASS): PASS

Confidence (LOW, MEDIUM, HIGH): HIGH

Summary: The narrative passes all checks with high scores, indicating it is fresh, original, and from a reliable source. The claims are plausible and well-supported by specific details. No signs of disinformation or recycled content were found.

Fintech
Artificial Intelligence
SMEs